According to the new RBI guidelines with effect from 1st November 2014, the savings bank account holders in metropolitan cities have only three free transactions from other banks ATMs and five free transaction for the same bank in per month.
For people of metropolitan cities including Mumbai, Delhi , Bengaluru, Chennai, Hyderabad
Same Bank : 5 free transactions per month. Additional transaction will be charged at Rs. 20 per transaction. (Cash, Withdrawal, Balance Enquiry, Change of PIN, Mini Statement)
Different Bank : 3 free transactions per month. Additional transaction will be charged at Rs. 20 per transaction. (Cash, Withdrawal, Balance Enquiry, Change of PIN, Mini Statement)
For people of non-metropolitan cities, smaller towns and holders of zero balance and other no-frills accounts:
Same Bank : 5 free transactions per month. Rs. 20 is applicable for each cash withdrawal and Rs 9 for non-cash transactions. (Cash, Withdrawal, Balance Enquiry, Change of PIN, Mini Statement)
Different Bank : 5 free transactions per month. Rs. 20 is applicable for each cash withdrawal and Rs 9 for non-cash transactions. charged at Rs. 20 per transaction. (Cash, Withdrawal, Balance Enquiry, Change of PIN, Mini Statement)
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